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Meet Julia

Julia Hsiao Photo

20480 Pacifica Drive, #G
Cupertino, CA 95014

Office: 408-863-0306
Fax: 408-252-1005(F)
Julia.H@openwinfinancial.com
www.openwinfinancial.com
www.calljulia.com

Julia (Chu-Ling) Hsiao, J.D., LL.M.

Financial Advisor

CA Insurance Lic. #0B43293

Julia Hsiao, has been dedicated to helping clients achieve their financial goals since 1997, providing personalized insurance and financial strategies for both personal and business needs. Her area of expertise includes estate conservation, retirement planning, wealth management, college funding, insurance protection, and more.

She is a distinguished member of the New York Life Chairman’s Cabinet for the seventh consecutive year, most recently in 2025. Julia is also a member agent of the Nautilus Group Plus, a service of New York Life, specializing in financial and estate planning and serves as a Financial Adviser for Eagle Strategies LLC. Recognized as one of the country’s top financial security professionals, she has been named to Forbes America’s Top 100 Financial Security Professionals list annually from 2021-2025.

As a Lifetime Member of the Million Dollar Round Table (MDRT) and a “Top of the Table” qualifier for 12 years, Julia is known for delivers best-in-class solution. Her deep knowledge and decades of experience have made her a trusted advisor to high-net-worth individuals, families, and business owners. She is committed to crafting comprehensive strategies that address each client’s unique financial goals and challenges.

Beyond her professional accomplishments, Julia has been deeply involved in her community for over twenty years. She has actively participated in various organizations, made significant charitable contributions, and hosted numerous seminars on estate and financial planning, as well as other topics of general interest, reflecting her strong commitment to giving back to society.

Education & Designations

  • 1983 National Taiwan University, School of Law, LL.B.

  • 1996 Lincoln Law School, J.D.

  • 2001 Golden Gate University, School of Law, LL.M., Master Degree in Taxation

  • Registered Representative of NYLIFE Securities LLC 

  • Financial Adviser, Eagle Strategies LLC, A Registered Investment Adviser

  • California State Bar Association Member since 1998

  •  Silicon Valley Life Insurance and Financial Advisor Association Member since 1998

Achievements

  • New York Life Council Chairman’s Cabinet (top 50 agents in the company) in 2019 - 2025 (which is the highest level of production in the company)

  • New York Life Council Agent since 1998

  • Million Dollar Round Table (MDRT) Top of the Table 2009, 2011, 2016 - 2025

  • MDRT Court of the Table and Qualifying & Life member

  • Forbes America’s Top 100 Financial Security Professionals 2021-2025

  • Forbes America’s Top 100 Financial Security Professionals Best in the state of CA 2022-2025

*Council is an annual New York Life recognition program based on agent production from July 1- June 30.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Read more about the Forbes SHOOK®Research Top Financial Security Professionals list and the ranking methodology here: https:// www.forbes.com/sites/rjshook/2025/07/10/methodology-americas-top-financial-security-professionals-2025/

Office Staff:

Teresa Huang headshot

Teresa Huang

Licensed Serviced Assistant,
Marketing Manager

Cindy Zhang headshot

Cindy Zhang

Associate Financial Advisor,
Office Manager

Salina An headshot

Salina An

Licensed Service Assistant,
New Business Manager

May Fung headshot

May Fung

Licensed Service Assistant,
New Business Manager

Annie Yang headshot

Annie Yang

Licensed Service Assistant
Financial Analyst

Back to Team
Openwin Financial & Insurance Services Logo
20480 Pacifica Dr. Suite G
Cupertino, CA 95014

Call: 408-863-0306
Fax: 408-252-1005
States We Do Business In map
Disclosure

Chu Ling Hsiao is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0B43293), CT, FL, GA, HI, IL, MA, MD, MI, MN, NJ, NM, NV, NY, OK, OR, PA, TX, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Chu Ling Hsiao is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Chu Ling Hsiao is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 20480 Pacifica Dr Ste G, Cupertino, CA, 95014, 408-863-0306. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CT, MA, MD, MI, MN, NJ, NV, NY, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Chu Ling Hsiao is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CT, MA, MD, MN, NJ, NV, NY, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Chu Ling Hsiao is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Danny Li is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, CA (CA Insurance License #0H34176), CO, FL, HI, KS, MA, MO, MT, NY, OH, OK, OR, PA, TX, WA, and WI. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Danny Li is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Danny Li is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4320 Hanwell Dr, Frisco, TX, 75034, 626-321-5504. In this regard, this communication is strictly intended for individuals residing in the states of AL, CA, CO, FL, HI, KS, NY, OH, OK, OR, TX, WA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

Danny Li is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, CA, CO, FL, HI, KS, NY, OH, OK, OR, TX, WA, and WI. As such, these services are strictly intended for individuals residing in the states referenced.

Lingfeng Lu is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0M68520), MA, TX, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Lingfeng Lu is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Lingfeng Lu is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1110 N Loop 336 W Ste 410, Conroe, TX, 77301, 480-275-0757. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, MA, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Lingfeng Lu is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, MA, TX, and UT. As such, these services are strictly intended for individuals residing in the states referenced.

Siew Poh Tong is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4227108), NV, OR, and TX. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Siew Poh Tong is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Siew Poh Tong is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2633 Camino Ramon Bishop Ranch Suite 525, San Ramon, CA, 94583, 510-307-6668. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.

Xin Wang is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0H41528), FL, TX, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Xin Wang is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Xin Wang is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 10885 Ne 4th St Ste 1400, Bellevue, WA, 98004, 206-427-8860. In this regard, this communication is strictly intended for individuals residing in the states of CA, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Xin Wang is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Zikun Xu is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4049074), CT, MA, MD, NJ, NY, PA, TX, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Zikun Xu is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Zikun Xu is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 420 Lexington Ave Fl 15, New York, NY, 10170. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, LA, MA, MD, NJ, NY, PA, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Zikun Xu is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, LA, MA, MD, NJ, NY, PA, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Wei Xue is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #2057846), IL, MA, MI, NY, RI, TX, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Wei Xue is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Wei Xue is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 201 Jones Rd Fl 5, Waltham, MA, 02451, 781-392-1718. In this regard, this communication is strictly intended for individuals residing in the states of CA, MA, NY, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Wei Xue is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, MA, NY, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Wei Xue is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Dongzhe Jin is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0K43192), FL, GA, MA, MI, MS, NC, NJ, NV, NY, TX, UT, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Dongzhe Jin is licensed and authorized to offer insurance in California, but OpenWin Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Dongzhe Jin is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 22875 Savi Ranch Pkwy Ste F, Yorba Linda, CA, 92887. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, NJ, NV, NY, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Dongzhe Jin is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, NJ, NV, NY, UT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Dongzhe Jin is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

OpenWin Financial & Insurance Services, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither OpenWin Financial & Insurance Services, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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