Services for Business Owners
Your personal success is intricately
tied to the success of your company.
That’s why we address both pieces of your financial world—personal and professional—as a whole. We’ll analyze where your business is now and talk about where you’d like to be in the future, both personally and professionally. We’ll identify potential gaps and areas of improvement, then help you find the right solutions for objectives like recruiting and maintaining top employees, protecting your company against legal action, and developing a succession strategy.
We offer innovative solutions to ensure you have everything you need for each stage of your business’s growth. Some of our services for business owners are outlined below.
Executive Benefits
The success of most businesses is tied in to the talent, passion, and work ethics of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you with funding non-qualified plans, supplemental employee retirement plans, split dollar arrangements, and more.
Succession Planning
Succession planning allows owners to retire from their business within their own time frame, while preparing for the company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business. I can provide financial strategies for succession planning.
Key Person Insurance
Key person life insurance offers a death benefit that helps indemnify an employer for the loss of one of its most important assets—the key person. This can help assure continuity of the business for employees, customers, and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the deceased employee.
Funding Buy-Sell Agreements
A buy-sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or leaves the business, whether by force or by choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that the arrangement is properly funded so that there will be money if the event occurs due to the death of an owner.
Funding Deferred Compensation
Deferred compensation is a written agreement between an employer and an employee in which the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed to them at a predetermined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees. I can provide funding strategies for deferred compensation.
20480 Pacifica Dr. Suite G
Cupertino, CA 95014
Call: 408-863-0306
Fax: 408-252-1005
